ARTICLES
Educational articles and public guidance from NDIC.
Articles
Explore published articles managed in the CMS.
The Corporation continues disbursement to verified depositors of Heritage Bank in liquidation, reaffirming its mandate to protect insured deposits across the banking sector.
Citing the steady progress of recoveries and depositor reimbursements, the MD outlined the Corporation's role in stabilising Nigeria's banking system over the past quarter.
A sensitisation seminar for judges examined deposit insurance law and the challenges of handling failed-bank litigation in Nigeria's courts.
An in-depth examination of how Nigeria’s deposit insurance framework has evolved since 1988 and why it remains indispensable to the stability of the financial system.
Nigeria moved from flat-rate to risk-based deposit insurance premiums in 2018. This article evaluates six years of outcomes and explores the next generation of premium design.
As the CBN’s Open Banking framework takes shape, the NDIC must adapt its deposit insurance mandate to cover new account structures, aggregators, and embedded finance products.
With 45% of Nigerian adults still unbanked, the NDIC’s financial inclusion mandate extends beyond insurance to encompass awareness, trust-building, and advocacy for formal banking products.
Looking back at 35 years of bank resolution in Nigeria — from the early failures of the 1990s through the consolidation era to the Heritage Bank episode — this article distils the strategic lessons.